FAQ's

What is VCSolutions360?
VCSolutions360 is a leading financial consulting firm dedicated to helping individuals and small businesses achieve their financial goals. We provide a wide range of services, including personal and business credit solutions, debt management, funding opportunities, and free business registration services. We're a faith-based business with a people-first approach, committed to educating and empowering our clients.
Where is VCSolutions360 located, and what areas do you serve?
While our base is in Fresno, CA, we proudly serve clients across all 50 states, including Puerto Rico, ensuring nationwide access to our expert financial consulting services.
What makes VCSolutions360 different from other financial consulting firms?
We stand out through our commitment to personalized service, a AAA rating from the Better Business Bureau, and our extensive experience. As an affiliate of Novae Money, one of the fastest-growing Fintech companies, we offer innovative solutions tailored to your unique needs. We prioritize education, empowerment, and a people-first approach.
What is your mission and vision?
Our mission is to find the perfect financial solution for consumers and small businesses throughout the USA. Our vision is to combine our passion for people, families, and culture with our love for finances, providing vital credit solutions and services to everyone, regardless of their credit state.

How can VCSolutions360 help improve my credit?
We offer comprehensive credit repair services for both personal and business credit. This includes assistance with late payments, collections, dispute resolution, and debt management to enhance your credit profile. For businesses, we guide you on building strong business credit and securing loans.
Do you offer flexible programs for credit repair?
Yes, we provide flexible programs. You can choose our DIY credit repair program for independent management or opt for our full-service partnership where our financial experts handle everything for you.
Do you offer any guarantees for business funding related to credit improvement?
Absolutely. For businesses, we offer a $50,000 funding guarantee, working with you diligently until approval is achieved.

What type of debt does VCSolutions360 help with?
We specialize in professional and compassionate debt relief services for unsecured debts such as credit card debt, student loans, medical bills, personal loans, and tax debt. We work with clients who owe $12,500 or more.
What is your goal for debt reduction?
Our primary goal is to help you reduce your unsecured debt by 50% or more, creating a clear path to financial stability and freedom. For business clients, we can help eliminate up to 90% of unsecured debt.
Are there upfront fees for debt relief services?
No, there are no upfront fees for our debt relief services. You only pay for our services after we've successfully resolved your debts, ensuring full compliance with FTC guidelines.
How quickly can I expect debt resolution?
With our support and skilled negotiation, you can achieve debt resolution in as little as 20 to 48 months, allowing you to rebuild your financial future faster.

What kind of funding solutions does VCSolutions360 provide?
We connect individuals and businesses with lucrative flexible business funding and personal loans. Our extensive network of lending partners provides access to diverse opportunities, ranging from modest amounts up to $100 million.
Will applying for funding through VCSolutions360 impact my credit score?
No, our straightforward process allows you to input your information and view lenders you qualify for without a hard credit pull during the qualification process, protecting your credit score.
What types of business funding options do you offer?
We offer a comprehensive range of business funding solutions, including business cash advances, business term loans, lines of credit, invoice factoring, startup funding, commercial real estate loans, equipment financing, and rapid SBA and CDFI term loans.

Can VCSolutions360 help me register my new business?
Yes, we offer free LLC formation services to simplify the business registration process. You only need to pay your state filing fees.
What are the steps involved in registering my LLC with your help?
Our comprehensive LLC formation service guides you through seven key steps: choosing your state, naming your LLC, filing Articles of Organization, choosing a Registered Agent, creating an Operating Agreement, applying for an EIN, and understanding compliance and tax requirements. We provide full support at each step.

Does VCSolutions360 offer tax preparation services?
Yes, we offer AI-powered estimates to help you maximize your tax return, with the potential for up to a $7K same-day advance and a free 3-day, 2-night mini vacation.
What other financial services does VCSolutions360 provide?
In addition to our core services, we also assist with life insurance, will and trust estate planning, savings accounts, auto loan refinancing, and student loan refinancing. We also provide access to myNovaeCredit Monitoring and myNovaeDisputes Manager, as well as no interest cash advance loans.

Frequently Asked Questions (FAQs)